Financial Needs Analysis
Financial Needs Analysis - FNA Tool Built Into Your CRM
Laylah puts Financial Needs Analysis where it belongs: directly inside your client record. Client data flows automatically from your CRM into every FNA, with no double entry and no disconnected tools. Just accurate analyses, professional reports, and more time with the clients who need your advice.
Client file
Alicia Dillan
Full name
Alicia Dillan
Date of birth
1978-03-15
Annual income
125 000 $
Dependents
2 children
Analyses available
Analysis Report
Alicia Dillan
How Many Times Have You Entered the Same Client Data?
Name, date of birth, annual income, family situation, existing coverage, financial goals. You already have all of this in your CRM. But to prepare a Financial Needs Analysis, you end up re-entering everything. By hand. Again and again.
From Client Profile to Complete Financial Needs Analysis
Three steps. Zero double entry. A comprehensive FNA ready in minutes.
Your Data Is Already Synchronized
Information from your insurers, MGAs, and back-office systems is already in Laylah. Synchronization with 25+ carrier feeds—including Manulife, iA Financial, and Empire—keeps client records current without manual updates. Policy details, coverage amounts, and beneficiary information flow directly into your CRM.
The FNA Pre-Fills Automatically
Start a Financial Needs Analysis and client data populates instantly. Personal details, income figures, dependents, existing insurance coverage, and financial assets transfer from the client record into your analysis. Nothing to re-enter. Nothing to transcribe.
Analyze and Deliver Professional Reports
Complete your Financial Needs Analysis, customize the report sections, and deliver polished PDF documents to your client. Everything stays in Laylah—from initial data capture through final recommendations—creating a complete audit trail for compliance.
Your benefits
What This Changes for Your Financial Practice
Concrete, measurable benefits for financial advisors and insurance advisors across Canada.
Hours recovered every week
No more copying and pasting between systems. Client data feeds the FNA automatically, freeing time for client conversations and prospecting.
Reliable and consistent analyses
One single source of data means no manual transcription errors. Every Financial Needs Analysis starts with accurate, current information.
Everything in one platform
From client profile to FNA calculations, from branded reports to follow-up tasks. No tool switching, no disconnected software subscriptions.
Analyses that inspire client confidence
Clear recommendations presented in professional reports strengthen your credibility and build trust with the families you serve.
Everything You Need to Run Financial Needs Analyses
A complete feature set designed for Canadian financial advisors and insurance advisors.
Automatic pre-filling
Client data populates from the profile into every analysis instantly.
Synchronized information
Real-time updates from connected carrier and MGA feeds keep records current.
Complete analysis types
All calculations required for comprehensive life insurance, disability, critical illness, and retirement needs analyses.
Customizable reports
Client-ready PDF documents branded to your firm, available in English and French.
Analysis history
Access previous Financial Needs Analyses for each client to track changes over time.
Native integration
No external modules or third-party software. The FNA is built directly into Laylah.
A Native Financial Needs Analysis. Not an Add-On.
Most CRMs rely on external tools for Financial Needs Analysis. Advisors export data, switch applications, re-enter information, then import results back. Laylah integrates the FNA directly into the platform, with no extra software and no extra subscription.
Life Analysis
Needs for survivors.
Disability Analysis
Inability to work.
Simplified Retirement Analysis
An overview of retirement needs.
Critical Illness Analysis
Needs in case of illness.
Budget Analysis
Analysis of allocation and targets.
Custom Analysis
Detail your own analysis.
| Hypotheses | Alicia | Marc-Antoine |
|---|---|---|
| Retirement Age | 65 ans | 65 ans |
| Life Expectancy | 90 ans | 90 ans |
| Inflation Rate | 2.2 % | 2.2 % |
| Investment Return | 4 % | 4 % |
| Retirement Income Target | 70 % | 70 % |
| Plans & Pensions | Alicia | Marc-Antoine |
|---|---|---|
| Plans | ||
| Estimated Amount | 21 000 $ | 18 000 $ |
| Application Start | 65 ans | 65 ans |
| Application Start | 65 ans | 65 ans |
| Pensions | ||
Defined Contribution Plan | - | - |
Defined Benefit Plan | - | - |
| Analysis Results | Alicia | Marc-Antoine |
|---|---|---|
| Accumulated Amounts | 15 000 $ | 14 500 $ |
| Quebec Pension Plan | 21 000 $ | 18 000 $ |
| Old Age Security | 8 200 $ | 8 200 $ |
| Total Estimated Income | 44 200 $ | 40 700 $ |
Complete Insurance Needs Analysis in One Platform
Laylah provides comprehensive analysis tools covering every protection need your clients face. Each Financial Needs Analysis type integrates with client data and generates results advisors can trust.
Life Insurance Needs Analysis
Calculate the coverage survivors require if your client dies prematurely. The analysis evaluates income replacement needs, outstanding debts including mortgage balances, final expenses, and education funding for dependents. Laylah identifies the gap between existing coverage and total protection requirements.
Disability Insurance Analysis
Determine how much monthly income protection your client needs if illness or injury prevents them from working. Assess current income, existing group coverage, savings reserves, and ongoing expenses to recommend appropriate disability benefits.
Critical Illness Analysis
Project the lump-sum coverage clients need if diagnosed with cancer, heart attack, or stroke. Critical illness insurance covers treatment costs, income gaps during recovery, and expenses not covered by provincial health plans.
Retirement Needs Analysis
Estimate savings requirements for a financially secure retirement. Factor in QPP, OAS, employer pensions, RRSPs, and TFSAs, then calculate any income shortfall. Model scenarios comparing different retirement ages and income targets.
Explore Laylah's Financial Needs Analysis tools with a personalized walkthrough.
See How Each Analysis WorksProfessional FNA Reports Branded to Your Firm
Generate polished PDF reports that reflect your practice—not generic software output. Laylah lets you customize every Financial Needs Analysis report to match your firm's identity.
Report Sections
5 selected
Built-In Compliance for Canadian Advisors
Regulatory compliance is essential for protecting your practice and your clients. Laylah builds compliance directly into your daily workflow—not as an afterthought or add-on.
Automatic Audit Trails for Every Financial Needs Analysis
Every Financial Needs Analysis creates an automatic audit trail. Client interactions, data changes, and report generation are timestamped in protected records. Documentation cannot be altered without tracking, giving you defensible files for any regulatory review.
Canadian Data Residency
Laylah stores all client data exclusively in Canada. Sensitive financial information—income details, coverage amounts, retirement projections—never leaves the country. Compliance happens automatically while you focus on delivering recommendations that help clients protect what matters.
Learn how Laylah protects client information
Visit our Trust CenterFrequently Asked Questions About Financial Needs Analysis
A Financial Needs Analysis is a comprehensive assessment that helps financial advisors determine how much insurance coverage and retirement savings a client truly needs. The FNA evaluates income, assets, liabilities, dependents, and long-term financial goals to identify protection gaps. For insurance advisors across Canada, the Financial Needs Analysis forms the foundation of client conversations about life insurance, disability coverage, critical illness protection, and retirement planning.
A complete Financial Needs Analysis examines five key components: income replacement requirements for surviving family members, outstanding debts including mortgage balances and loans, final expenses and estate settlement costs, education funding needs for children, and retirement income projections and savings gaps.
Laylah's Financial Needs Analysis tool integrates directly with your CRM data. When you open an FNA, client information pre-fills automatically from the profile: income, dependents, existing coverage, and financial assets. You review and adjust the pre-filled data, run calculations for life insurance, disability, critical illness, or retirement needs, then generate a branded PDF report. The entire workflow stays in one platform with no data export required.
Yes. Laylah lets you customize Financial Needs Analysis reports to match your firm's brand and your client's specific situation. You can reorder sections, include or exclude certain analyses, add your firm's logo and colors, and edit recommendation text. Reports generate as professional PDF documents ready to share with clients.
Start Your Financial Needs Analysis in Minutes
Discover how Laylah's integrated FNA simplifies your workflow, from client data to professional report.
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